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NewslettersDeWaay Investment Network Articles
| Raising Your Credit Score in 2011 |
It’s a good time to have good credit. People with favorable credit scores are now enjoying one of the best rate environments in the last 20 years. As our nation continues to rack up more and more debt, many responsible individuals have returned to the core methodology of not spending more than they earn. The outlook may not be as pretty for those who let spending exceed their earnings in the last ten years. Those looking to reclaim a respectable credit score might try these tips in 2011. |
| The Fed's Quantitative Easing |
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Ben Bernanke recently announced the Fed will pump another $600 billion into the economy in a new round of ‘Quantitative Easing’ or ‘QE2.’ We at DeWaay Capital Management feel every investor should have a grasp of what quantitative easing entails and what it could mean for our current market environment. |
| The New Gold Rush |
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Historically, gold is one of the primary commodities investors flock to in times of economic volatility. The consistent demand and scarce nature of the metal can provide a feeling of stability in the middle of an economic storm. It has been so popular that as of December 3rd, 2010, it closed at $1406.20. |
| Hubris and the Market: Why Timing Doesn't Work |
A study by Morningstar recently indicated that 'Joe Mainstreet' only recieved an annualized return of 1.68% on his investments. This is a paltry number, especially compared with the average fund's return of 3.18%. The study concluded that investors experienced this loss mostly because of their efforst to utilize 'market timing.' We define market timing as the strategy of making buy or sell decisions of financial assets by attempting to predict future market price movements. For market timing to work, someone must have the hubris to believe they can predict the future. |
| Avoidable Financial Missteps |
Life experience tells us that sometimes, knowing what not to do can be just as useful as knowing what to do. To help out, we've compiled this list of common missteps people can take with their money. |
| What is the best way to manage a budget? |
In budget planning, you must work from the premise that expenses greater than your income are bad and expenses less than your income are good. Tougher than it sounds, right? The fact remains that some debt is good like home and college savings, and some debt is bad, such as carrying large balances on quickly consumed items like food and vacations. |
| Investor Behaviors to Avoid |
There’s no question we are living through an extended period of volatility in the market. A jumpy market can lead to rushed investor behavior – DeWaay Capital Management wants to help you avoid that. Here’s a list of behaviors we’ve identified which can hurt you, especially in this period. |
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